Published at Friday, February 15th, 2019 - 14:54:44 PM. Dream Home. By Austin Lagi.
Buying Your Dream Home : Despite what you might think its actually easier nowadays to buy your dream home. For one, banks and other financing institutions need the cash infusion so they may be a tad more lenient in granting loans. Secondly, a lot of properties are actually currently way below their market value. All of a sudden the dream home you never thought was financially viable is within reach. Many people think that purchasing a home is a long and tedious process that starts with a HUGE down payment. This is not always true. When buying your dream home, everything is based on your budget. Any down payment you make is part of the overall price of the property. As such, the bigger your down payment, the lower your monthly mortgage payments will be. Those who currently do not own the house they live in, enter a lease agreement (for a house, apartment, condo, etc.). As a renter, you pay a monthly fee to live in that property. This may be a good option but if you think about it, those monthly rent payments can be your monthly mortgage payments already. So why not strive to find and buy your dream home instead? This way, each monthly payment makes you more and more the owner of your home. How do you do this? For starters, start saving up so you can afford a down payment no matter how small that amount can be. Secondly, shop for banks or lenders that offer low interest rates. Securing a loan with a low interest rate will enable you to buy your dream home and afford the monthly payments associated with owning it. Note that there are many types of housing loans you can avail so do your research. This can be approaching banks or lenders and asking around, checking online, or hooking up with a great Realtor. Many prefer the last option because a great property agent can help you with buying your dream home from start to finish. So take that step to secure your dream home. You may be happy or OK renting now but the longer you are a renter, the further you are from being a properly owner. There are a lot of property deals to be made now so save up, do your research, and see what property can be yours soon.
Dream Client Plus Dream Builder Equals Dream Home : THE MONUMENTAL TASK OF BUILDING A CUSTOM HOME...Youre trying to decide on who will build your home. You know you want someone reputable, who builds quality, is respectful to your budget and time frame and most importantly someone you can trust. But during that process you might overlook that the builder also needs to trust the client, feel secure that the client is going to work with them in regards to time and budget. They also want to make sure they are paid promptly and changes are discussed appropriately so they dont negatively influence the project. Below are some tips to help put together the DREAM TEAM: THE DREAM CLIENT IS... o Suited for the service, style and caliber of home being offered, designed and built o Willing to pay the cost and has a realistic budget o Reasonable with their time frame o Able to see the value in the services provided o Respectful to the professional opinions and advise given o Open minded to the design and building process o Loyal to the project o Someone who is a joy to work with o Similar in characteristics to past dream clients THE DREAM BUILDER IS... o A benefit to your project o Able to listen and communicate with you in a manner that youre comfortable with o Respectful to your opinions and goals for the project o Able to build within your budget o Resourceful and can create what you want o An expert who can build you a quality custom home o Encouraging and supportive o Someone you would enjoy working with o Similar in characteristics to a past person you felt comfortable doing business with THE DREAM HOME IS... A collaboration of decisions made and built on a strong foundation of trust and integrity. A personal space that s reflects your physical, emotional and spiritual self and meets all of your needs. An established relationship between you and your builder that will continue long after the home is complete. A place you call home.
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