Published at Monday, February 11th, 2019 - 13:15:26 PM. Apartment. By Austin Lagi.
What Do Apartments in Dallas Check For When They Run Your Application? : Apartments in each state and, even in each city within the same state, have their own different qualification procedures when reviewing the application of a potential new renter. Take the state of Texas as an example. The largest metropolitan areas in this state with the highest concentration of apartment communities are Dallas, San Antonio and Houston. There are thousands of various apartment complexes in each of these cities. You would think they would have the same requirements for approval when running an Application for a new renter since they are all located within the same state of Texas. However, Dallas has very unique requirements that are different from Houston and San Antonio as well as different from other cities and other states. Apartments in the illustrious city of Dallas check four (4) major areas in order to approve your Application: criminal background, income/job, rental history, and credit. It is the combination of these specific 4 areas that make Dallas requirements unique as a city, as well as how lenient or strict they are within each of the 4 areas. For instance, In Houston, located only 239 miles away from Dallas, there are some apartments that consider your debt and your debt to income ratios as well as Social Security fraud history, when checking your Application. These are items that are never checked by Dallas apartments when they run your Application. Also, Dallas is more lenient than Houston when doing a criminal background check when it comes to fraud and financial crimes. Several apartments in Dallas will still work with you if you have a misdemeanor or felony in those categories, whereas in Houston these two areas are almost always causes for denial of your application. As another example of how unique Dallas qualification requirements are, consider how Dallas differs from another major city, San Antonio. In the city of Dallas, apartments do not check how long you have worked at a particular job. The length of your employment history is not a consideration. As long as you HAVE employment and income that can be verified, most apartments will approve your application. In fact, you can have a brand new job, or even be transferring here to Dallas from another location, and all you need is a Hire Letter from the new employee showing your start date and your rate of pay. This is different from San Antonio. Most apartments in San Antonio want to see at least 6 months of employment history. So, as you can see, Dallas has unique requirements that they check for when running an apartment application. Here are the specific requirements that Dallas apartments look for in more detail: 1. The first area that the best Apartments in Dallas check is your income qualifications. They almost always require that you earn three (3) times whatever your rent amount is. Other cities and states may require that you earn 2.5 times, or even 3.5 times the rent amount, but almost all properties across the board in Dallas check to see that you earn 3 times minimum. For example, if your rent is $1000, they want to see proof that you earn at least $3000 a month. You can provide this proof of income in the form of paycheck stubs. If you are self employed, you can provide bank statements and the most recent years tax statements. If you are new moving into the Dallas area and have been transferred from your job, or you are just starting a brand new job, you can provide a letter from your employer on company letterhead from the HR department or the hiring manager. The letter should state that you are being relocated and what your income will be. Many cities, such as Houston and San Antonio, check to see how long you have worked for a particular employer, and therefore will not accept a New Hire Letter. Dallas does not do this. As long as you have the Hire Letter, you can be accepted with a brand new job. More than likely, however, the new apartments will call the company and ask for verbal verification of the letter, and it must be signed by someone with authority, such as the Hiring Manager. They may or may not ask for the letter to be notarized. What kind of income will the Dallas apartments consider? In addition to income from a business you own or from employment, you can also include funds that you receive as child support, disability, retirement, investments, etc. Any and all income that is legal and is provable will be considered. What if you are retired and do not have income? Some areas would require you to move to a retirement community or senior facility. But most apartments in Dallas are flexible in this regard. They will just require a copy of your bank statements to verify that you have enough funds to cover the cost of the rent for each month of the lease. For example, if your rent is $1000 a month, and you sign a 12 month lease, they will check to see if you at least have $12,000 in savings. They will also consider any Social Security money that you receive as monthly income. And if all else fails, they will accept a co-signer. Because Dallas is flexible in working with retired individuals, many enjoy the freedom and dignity of renting their own apartment without having to move into a retirement home for seniors. Perhaps this is one of the reasons that Money Magazine voted Dallas as one of the best places to retire in 2006 and 2007. 2. The second area that the best apartments in Dallas always check is your past rental history. They want to know if you have ever broken a lease or been evicted. They will check with the current apartments you are living in now, even if they are in another state, to verify that you are leaving on good terms. It may be tempting to try to stretch the truth and hide the fact that you owe past apartments money, but resist the urge. The credit check that they pull on you will reveal any debts that you owe to past properties. In Dallas, any past debts to properties that are still unpaid, even if they are many years ago, will mean an automatic denial if it shows up on your credit. The Manager does not have control over making the final decision in this regard. This is because most apartments in Dallas are managed by large Property Management Companies who make all the corporate decisions for their properties. They set the rules, and the rule is always to check for any property debts and automatically deny an application if such a debt appears. Other cities with a higher percentage of privately owned small apartment communities, such as San Antonio or Houston, may be more flexible in this regard since they maintain more control over who they accept or deny and the Manager may be allowed to make the final ruling. What can you do if you do owe a past apartment community and you are searching for an apartment in the Dallas area? Well, it all depends upon whether or not it shows up on your credit report. If you arent sure if it shows up on your credit, you might first pull your own free credit report and look to see if it is there. Make sure to pull the credit from all three reporting agencies since you arent sure which one the apartments will use. If the incident is mentioned nowhere on your credit, then you may choose not to bring up the past, especially if you have had good rental history SINCE that occurrence. If it does show up on your credit, then you will not get approved at any apartment complex in Dallas. Your only option is to go back to that prior property that you owe funds to and pay them off. Be sure to receive a receipt or letter that shows your debt is paid in full so you can present this letter to the new Dallas apartments. Even with the receipt or letter, not every property in Dallas will work with you. A skilled Dallas Apartment Locator will be of great assistance in guiding you to the properties that are a little more lenient in this regard. 3. The third area that the Dallas Best Apartments check is your credit. As we mentioned above, they are mainly looking to see if you owe any past apartments money. However, Dallas is unique because they also will check to see if you owe past utility bills, mainly the electric company. The reason they check this is because you will not be able to turn on your electricity at the new apartment if you still owe the utility company money. So you will have to pay off any debts to the electric company prior to filling out the apartment application. In fact, some Dallas apartments even require you to call the power company and schedule the date for them to turn on the electricity to your new apartment, and get a confirmation number to prove it is scheduled, before they will give the final approval to your Application. Apartments in other cities are not as strict in this area as Dallas. Another item they will look for on your credit, besides just past apartment debts and utility debts are housing debts. Perhaps you use to own your own home, and now you are moving into an apartment. The apartments will check to see your payment history with the mortgage company and will look for property debts and foreclosures. If a foreclosure shows up, then they may not be able to work with you. It depends on how many years ago the incident happened. An Apartment Locator familiar with Dallas apartments will be in the best position to assist you. 4. The last area that apartments in Dallas always check is your criminal background. Although most cities and states run background checks on applicants, each city is different in how they react to the findings. Dallas apartments run a background check that goes back indefinitely. It will show any past misdemeanors or felonies that you have ever received in your entire life. It doesnt matter if the occurrence happened 30 years ago. It will still show up. Most apartments in Dallas automatically will decline your application if any felony shows up. However, they can be flexible in a few areas where other cities are not. For example, if the felony or misdemeanor is for something that does not involve harm to another human and does not involve theft, approximately 10% of the Dallas apartments will work with you. Some examples of misdemeanors or felonies that SOME properties may be more flexible with are: check writing fraud, drinking while driving, possession of marijuana, etc. Other cities are not flexible enough to consider any exceptions and will deny an application for any crime, regardless of its nature. If you have a non-violent glitch on your background criminal record, you need a qualified Apartment Locator in Dallas who has knowledge of second chance properties to assist you in finding the 10% who might work with your situation. If your particular offense is not one that any apartment property in Dallas will accept, then the Locator will let you know. In that case, your best bet is to find a privately owned house that is for rent by the owner. These can be found in the newspaper. Do not apply for a rent house that is represented by a Real Estate Agent, or they will have the same background check that the apartments have, and you will run into the same problem. Only rent houses that are for lease by the owner offer more flexibility.
How to Choose the Perfect Holiday Apartment in Barcelona: 5 Top Tips Many visitors heading to the Catalan capital opt for an apartment rental in Barcelona. Offering more privacy than hotels, an opportunity to save money (your own kitchen for home-cooked meals), plus the ability to sleep larger groups in the same location, it should come as no surprise that apartment rentals in Barcelona are continuing to grow in popularity. However, there many questions to consider when deciding which apartment to choose for a break in Barcelona: Do I want a relaxing beach holiday or the full Catalan neighborhood experience? Do I want a spacious three bedroom apartment or a stylish studio for one? Will I be taking daytrips, and if so, is the apartment close to public transportation? To help you select the right accommodation for you, take a look at these 5 top tips on how to choose the perfect holiday apartment in Barcelona. Find the Right Barcelona Neighborhood It goes without saying that choosing the right Barcelona neighborhood in which to stay can make all the difference while on vacation in Barcelona. The Catalan capital has around 10 main districts, ranging from the bustling Casco Antiguo (Old Town) in the city center to the less touristic neighborhoods on the outskirts like Horta-Guinardó. Before starting the search for your ideal Barcelona apartment, be sure to do a little research on the various zones of the city, from the Barceloneta beach area to the quieter barrio of Sarrià. Many apartment rental agencies have district guides on their blogs where visitors can get a deeper understanding of the neighborhoods and find out which one best suits their needs, be it sightseeing, relaxing by the Mediterranean, or attending one of the citys many fantastic festivals and events like the Sonar festival. Facilities and amenities Everyone heading to Barcelona undoubtedly has different needs. For example, the apartment youve chosen may be just what you had in mind in terms of location and size, but its situated on the 3rd floor and the building does not have an elevator. For some, this may not be a problem, while for others, mobility is at the top of their priority list. It is therefore important to check the facilities of an apartment prior to booking. Will you be dining in or out most days? If the answer is home-cooked food for a budget trip, be sure to check that the kitchen has everything youll need to prepare your meals. Dont forget to check the capacity of the holiday apartment in Barcelona as well as the bed distribution to ensure that there are no problems upon arrival. Apartment agencies generally list all apartment amenities on their websites and it is important to review these. If youre unsure of anything, be sure to call the agency or send an email to ensure that the apartment is fit for your needs. Company reputation With numerous apartment rental agencies in Barcelona, it is important to make sure that the agency renting your apartment of choice is reputable. Spend time looking at reviews on Tripadvisor, travel forums or the companys website to get an idea of what to expect from former customers. Also, check the company website for contact details, which should be clearly displayed all over the site. For an extra precaution, look out for the letters S.L or S.A following the business name, an indicator that the company follows strict tax and book keeping rules in accordance with Spanish Law. Apartment Reviews As with company reputation, you can also check what others thought of the Barcelona holiday apartment you have in mind through review websites like FlipKey. Many apartment agencies also list customer ratings of apartments and comments on their websites, so be sure to check out the nature of the online guest reviews the apartment has received before you make your final decision. Read the Small Print Each company is different, so be sure to review the FAQ and Terms and Conditions pages of your Barcelona apartment rental website of choice, ensuring that you are fully aware of the entire rental process from booking to check-out. Information on everything ranging from the damage deposit conditions to the check-in procedure should be covered in this section, allowing you to be aware of exactly how the company works and what is expected of you as a customer. As the travel industry keeps expanding, many agencies offer apartments in Barcelona. However, many of these companies are not physically located in Barcelona, which means that if you encounter a problem in the apartment, there may be no one to come out and offer a solution. Be sure to check the locations of the agencys main offices as well as the hours of operation. Also, watch out for companies that offer 24 hour assistance, as this can give you extra assurance when travelling abroad.
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