Published at Friday, February 15th, 2019 - 11:02:15 AM. Dream Home. By Alek Pulalo.
Choosing a House Plan for Your Dream Home : First things first, when choosing a house plan you must first find the land that you will be building on. Not all designs will look right or even fit on certain lots, so in order to insure that your dream home will be a good fit for your lot, you must first purchase the land on which you will be building. When purchasing the lot, you have several things to consider. Location - As the real estate agents say - location, location, location. Whenever you are dealing with Real Estate, the location is a very important factor in deciding for or against a particular lot. You will of course want a lot that is within a reasonable distance from your place of business. If you have children or plan to, you will want to research the schools as well. Also, you will want to make sure that the land that you are investing in is going to rise in value. Investing in land in an area with upward growth potential is a great way to insure the value of your property will rise. Budget - Your lot must fit within the budget you have set for yourself. You must also take into consideration whether you are purchasing raw land or whether the lot has already been prepped for building. A piece of property can initially seem like a bargain until you later find out that allot needs to be done before you an get a permit to build. Community - You want to choose a community that has zoning laws that allow you to build the type of home you are planning on. Some communities have home owners associations that may need to first approve any improvements you want to make on your land. If this will bother you, you nay want to seek out a lot that is not under the jurisdiction of such associations. Once you have purchased the land that you plan to build on, you are ready to select a house plan for your dream home. If you are looking to purchase a pre-made home plan, you may have to make some small compromises as your ideas may not fit into what is available. Another alternative is to purchase a pre-made house plan and later have it modified to suit your particular needs and tastes by a architect. Do know that this will not be without a rather sizable expense, however it may still be more cost effective than if you were to have a plan built from scratch. When choosing a house plan, you will want to keep in mind several key points... Your Families Needs - If you have children, you will have additional considerations than singes or retired people. You will need to know how many bedrooms and bathrooms your family requires. Do you need a playroom for your children? Do you or your partner need a home office room? Now is the time to think towards the future and the upcoming needs of your family. When in doubt, build bigger. Nothing could be worse than building the home of your dreams only to find ten years later that it no longer is suitable for your growing family. Talk with your partner and decide now what your family needs may be and plan accordingly. Building Code - As with anything, you can expect to face a significant amount of red tape as you plan to build your dream home. You need to talk with your contractor and make sure that the house plan that you choose will not conflict with your local zoning laws and home owners association rules and regulations. Budget - You should know by now how much house you can afford. Dont sway from the initial budget that you have set for yourself. There is a wide selection of unique and architecturally stunning house plans within every size range. Style - You probably already have in mind the style of home that you want. If not, browse through some pre made house plans to get an idea of what type of style you and your partner like the best. Try to picture the different styles on your lot. Does it look like a good fit? As you can see, choosing a house plan for your dream home is a fun, but serious matter. Try to plan ahead at all times and think towards the future. It takes allot of work before you even break ground, but in the end it will all pay off when you are left with your own dream home.
Buying Your Dream Home : Despite what you might think its actually easier nowadays to buy your dream home. For one, banks and other financing institutions need the cash infusion so they may be a tad more lenient in granting loans. Secondly, a lot of properties are actually currently way below their market value. All of a sudden the dream home you never thought was financially viable is within reach. Many people think that purchasing a home is a long and tedious process that starts with a HUGE down payment. This is not always true. When buying your dream home, everything is based on your budget. Any down payment you make is part of the overall price of the property. As such, the bigger your down payment, the lower your monthly mortgage payments will be. Those who currently do not own the house they live in, enter a lease agreement (for a house, apartment, condo, etc.). As a renter, you pay a monthly fee to live in that property. This may be a good option but if you think about it, those monthly rent payments can be your monthly mortgage payments already. So why not strive to find and buy your dream home instead? This way, each monthly payment makes you more and more the owner of your home. How do you do this? For starters, start saving up so you can afford a down payment no matter how small that amount can be. Secondly, shop for banks or lenders that offer low interest rates. Securing a loan with a low interest rate will enable you to buy your dream home and afford the monthly payments associated with owning it. Note that there are many types of housing loans you can avail so do your research. This can be approaching banks or lenders and asking around, checking online, or hooking up with a great Realtor. Many prefer the last option because a great property agent can help you with buying your dream home from start to finish. So take that step to secure your dream home. You may be happy or OK renting now but the longer you are a renter, the further you are from being a properly owner. There are a lot of property deals to be made now so save up, do your research, and see what property can be yours soon.
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