Published at Friday, February 15th, 2019 - 11:04:49 AM. Dream Home. By Alek Pulalo.
Pune Apartment Rental Vs Buying a Dream Home in Pradhikaran : You may think that buying your dream home in one of Punes latest integrated residential projects is beyond your capabilities. However, the fact is that it is easier than ever to get a home these days. Most lending agencies and banks are now extremely liberal with providing home loans. In other words, even if you do not have a lot of actual cash to put down, you can still get the home of your dreams. Many people think that buying a dream home is a tough process - that it calls for a large down payment. This is not always the case. Buying a home largely depends on your budget and also the location you choose. If you consider the Pune properties for sale in the central parts of the city, you may certainly find them unaffordable. One look at the Pune property rates in 2010 will confirm that. However, if you consider buying a residential property in Punes adjoining PCMC, you get not only affordability but also a vastly superior deal. Home loans for purchasing a dream home in one of these ultra-modern integrated residential projects are readily available. The down payment you make on this dream home purchase will go towards your overall purchase. The more money you put down at the outset a home when you purchase, the lower your monthly payments (or EMIs - equated monthly installments) will be. If you dont own a home right now, you probably live in a rental house or apartment. This is certainly an option, but you are still paying money towards your housing that you could instead be putting towards a home of your own. These days, renting a Pune flat will cost you just about as much as payments towards a home loan for a property in PCMCs Pradhikaran would - and this, of course, makes no sense at all. Maybe you should consider converting your monthly rental payments towards a small Pune apartment into monthly installments towards your own spacious dream home in the Pimpri Chinchwad Municipal Corporation. There is no shortage of banks who will offer very easy terms and interest rates on a home loan. In fact, the high competitiveness on the Pune home loan market gives you an edge - you can choose a loan plan thats best for you. There are various routes you can take to get a home loan. Most Pune developers have tie-ups with leading banks to make the process as pain-free and convenient as possible for their customers. Real estate agents can also be used to obtain a home loan - they can also be very useful when it comes to getting a great deal on the home, at prices that are right for you. As long as you plan your budget and take things a step at a time, youll be closer than you think to actually owning the home of your dreams. You have the possibility of owning a fully-facilitated home at Pradhikaran, an area blessed with natural beauty and superior infrastructure. It is time to reflect on just how much sense it makes to continue paying rent towards a far smaller home in a congested area of Pune.
Choosing a House Plan for Your Dream Home : First things first, when choosing a house plan you must first find the land that you will be building on. Not all designs will look right or even fit on certain lots, so in order to insure that your dream home will be a good fit for your lot, you must first purchase the land on which you will be building. When purchasing the lot, you have several things to consider. Location - As the real estate agents say - location, location, location. Whenever you are dealing with Real Estate, the location is a very important factor in deciding for or against a particular lot. You will of course want a lot that is within a reasonable distance from your place of business. If you have children or plan to, you will want to research the schools as well. Also, you will want to make sure that the land that you are investing in is going to rise in value. Investing in land in an area with upward growth potential is a great way to insure the value of your property will rise. Budget - Your lot must fit within the budget you have set for yourself. You must also take into consideration whether you are purchasing raw land or whether the lot has already been prepped for building. A piece of property can initially seem like a bargain until you later find out that allot needs to be done before you an get a permit to build. Community - You want to choose a community that has zoning laws that allow you to build the type of home you are planning on. Some communities have home owners associations that may need to first approve any improvements you want to make on your land. If this will bother you, you nay want to seek out a lot that is not under the jurisdiction of such associations. Once you have purchased the land that you plan to build on, you are ready to select a house plan for your dream home. If you are looking to purchase a pre-made home plan, you may have to make some small compromises as your ideas may not fit into what is available. Another alternative is to purchase a pre-made house plan and later have it modified to suit your particular needs and tastes by a architect. Do know that this will not be without a rather sizable expense, however it may still be more cost effective than if you were to have a plan built from scratch. When choosing a house plan, you will want to keep in mind several key points... Your Families Needs - If you have children, you will have additional considerations than singes or retired people. You will need to know how many bedrooms and bathrooms your family requires. Do you need a playroom for your children? Do you or your partner need a home office room? Now is the time to think towards the future and the upcoming needs of your family. When in doubt, build bigger. Nothing could be worse than building the home of your dreams only to find ten years later that it no longer is suitable for your growing family. Talk with your partner and decide now what your family needs may be and plan accordingly. Building Code - As with anything, you can expect to face a significant amount of red tape as you plan to build your dream home. You need to talk with your contractor and make sure that the house plan that you choose will not conflict with your local zoning laws and home owners association rules and regulations. Budget - You should know by now how much house you can afford. Dont sway from the initial budget that you have set for yourself. There is a wide selection of unique and architecturally stunning house plans within every size range. Style - You probably already have in mind the style of home that you want. If not, browse through some pre made house plans to get an idea of what type of style you and your partner like the best. Try to picture the different styles on your lot. Does it look like a good fit? As you can see, choosing a house plan for your dream home is a fun, but serious matter. Try to plan ahead at all times and think towards the future. It takes allot of work before you even break ground, but in the end it will all pay off when you are left with your own dream home.
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