Conantheadventurer : A Most Excellent Home Design Ideas

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Published at Tuesday, February 12th, 2019 - 09:22:13 AM. Dream Home. By .

Dream Home Mortgage : Are you looking for a dream home? Or perhaps you have found your dream home. You will need to now find your dream home mortgage. You need the right package, so what are you to do? In this article, you will soon discover the information you need, to be able to source the best mortgage package! There are all different sources to find finance to purchase a home with, however, to find a dream home mortgage, one that is used for higher levels of financial needs, you need to know the right sources. There are all different lenders out there, and the only way to find the best, is to know what to look for, and where to look for them. The first place to look, is to go through real estate magazines or listings. This will enable you to often find advertising for different packages, and you may find one that has finance for your dream home, one that can meet your financial needs! There is another place to consider, and that is the billboards that we often see around town. Often, these are the best sources to find the best options, and you can find some amazing packages through this route. Discovering the best mortgage, is not that hard, when you know where to look! The next point to remember, is that you can actually go through a number of different methods, and potentially find the real dream home mortgage. The package that works with you, rather than the other way around. The best way to begin, is to go online, and see the options. There are a lot of different options on the internet. And more and more of the lenders with mortgage packages, are actually starting a web site. When you consider that some of these lenders even allow you to apply online, you can see the big benefits with going through with this method!

How to Use Craigslist and Negotiating Tactics to Save a Fortune and Get Your Dream Home : Towards the end of the film Limitless the main character purchases a gorgeous, high rise penthouse in Manhattan. Part of living Limitlessly is residing in your dream home and it can actually be significantly less expensive and quite a bit easier to do than you may think. Whether its a huge house, a classic residence with lots of personality or a luxury high rise condominium this blog will outline the steps to saving a fortune on the kind of home youve always wanted. Even if you live on a modest income, have limited time to shop, mediocre personal credit and no down payment. In 2011 I moved into the my dream condo in downtown, Denver. A gorgeous, luxury high rise that I got using the techniques and methods described below. Rent from a private owner. One of the most important parts of getting a great value on your dream home is to rent it through a private owner who will be your landlord. There are a couple of reasons why this is very advantageous: · If you are buying a home or renting from a property management company (or apartment community) your upfront costs (in the form of deposit or down payment), chances of qualifying for the home and your ongoing payment depend highly upon your personal credit score. If your personal credit is anything less than excellent your chances of getting your dream home are very low. However, when renting from a private owner your personal credit often has very little to do with it. Many private owners do not even run the credit of their prospective renters. Private owners most of the time are renting out homes that they themselves lived in at one point and their decision to rent to you is often based more upon the impression you make on them as opposed to your personal credit or rental history. Think of it like a job interview; a lot of success in job interviews is not due to the qualifications or history of the applicant but how much the interviewer likes with candidate. · A lot of times you can rent a beautiful home for well below its market monthly rental value because the owners payment is well below the monthly rental value and the owner just wants to cover their mortgage payment. Compare this to dealing with property management companies, real estate developers or realtors whos profit margins are paid for by you every month! · A lot of times since private owners dont run your credit they wont ask you for an application fee. · A lot of times private owners will give you a break on the deposit to move in. · In the current real estate economy (at least here in the United States) you need to be prepared to put a 5%-10% down payment on your home. Lets say your dream home costs $300K (which is probably a low number), you will have an upfront out of pocket cost of $15,000 - $30,000. · Not only is it going to cost a lot of upfront but its going to be between weeks and months of negotiating, paperwork and the stress of dealing with banks to secure a real estate closing. Most of the time when dealing with a private owners you can move in right away. · If you are really attached to the idea of owning your dream home you can negotiate a rent to own agreement with your landlord. Finding your dream home. To get your dream home you are going to need to need to acting quickly and use the power of the internet. The fastest way to find a great rental deal on your ideal home is to use the real estate section of Craigslist. Craigslist is the first place the private owners will advertise their rental property. Using Craigslist to set up a real estate monitor. 1. Set up an iGoogle Account iGoogle is a customizable home page browser dashboard. You will need a Gmail account. Head over to google.com/ig to set up your free dashboard. 2. Create Tabs On the left side of the screen you will see the home tab. Click on it, then click on the little drop down arrow, click Add a tab. Name this tab something like Real Estate Monitor. 3. Get the Craigslist Monitor Now we want to add a gadget that will feed us our real estate listings off Craigslist. Click Add a Gadget button in the upper right hand of the iGoogle dashboard. I recommend the Craigslist Monitor. Click add it now and you will now see it in your iGoogle Real Estate Tab. I recommend adding 3-5 of these gadgets to the Real Estate tab. 4. Get a Craigslist Search URL Now its time to head over the real estate Ap/Housing for rent section of Craigslist for your city. In the search field enter some criteria of what you are looking for, such as; neighborhood, price, description, etc. You will notice that each result creates a unique URL address. Whats really cool is that as new properties are added to Craigslist that match this search description this URL page will update to show the new properties instantaneously. Find 3-5 search phrases that target the neighborhood, price range and property description of what you want. 5. Add the Real Estate Feeds to iGoogle Now go back to your real estate iGoogle tab and click the little drop down gear button in the upper right hand corner of the Craigslist Monitor gadget, click Edit settings. For Title enter a short description of feed (Downtown condos), for URL enter the complete URL address you got from the search you did in step 4 (make sure to include the http://). Click save and voila! Now a real time feed of the most recently added properties matching the search are going to be in your iGoogle dashboard. While this might sound a little complicated to set up its actually pretty easy to do and it saves you a huge amount of time over searching through Craigslists real estate section. It takes literally a few seconds to glance at your iGoogle dashboard and see the new properties posted in the last few days or hours. This also works in the roommate search or commercial real estate sections of Craigslist. A few other things to keep in mind: · Respond immediately to postings that you are interested in. Craigslists real estate section gets a huge amount of traffic so you can be sure that a lot of other people will see the property you a interested in. The faster you can contact the private owner and arrange to see the property the better your chances are of getting it. If a listing contains a phone number always call that first before sending an email. · If a property listing on Craigslist is professional looking with lots of good photos and bullet pointed listing description chances are its been posted by a property management company or realtor who you will have to deal with instead of a private owner. Ive found that the best deals on Craigslist are unprofessional looking postings. · Look for a property that is available for move in immediately or very soon. Dirty Trick: If you see a particularly good deal come across your real estate monitor you want to minimize your competition from other renters. After you respond to the Craigslist posting you may want to flag (upper right of the Craigslist posting) it so that Craigslist deletes your posting. Flag it from your browser, then use the website Pagewash.com to block your IP address and flag it again, you may also want to flag it from your smartphone browser or a friends computer to ensure it gets removed from Craigslist. Get it furnished. Buying high end furnishings to compliment your dream home can be expensive and time consuming. I highly recommend trying to find a place that is furnished. A lot of the kinds of privately owned high end properties we are discussing come partial or fully furnished. Negotiating terms. When dealing with a private owner there are a few important things to keep in mind when negotiating your lease. · As I said above private owners will often make their decision to lease their property to you based upon if they like you. So make it point to reveal some of your personality and be friendly with your prospective future landlord when you tour their property. · The one thing that is almost always an important aspect of a private owners decision to lease to you is your immediate ability to put down money. All but the very most experienced and savvy private owners will rather rent to a less qualified tenant who can put down money now over a more qualified tenant who is weeks away from writing a check. · If you are decently qualified, have rapport with the property owner and are ready to write a check to move-in you may want to the negotiate the deposit amount. The deposit is a more negotiable variable of the transaction because the deposit is essentially a risk insurance policy the private owner has against you beating up the property or not paying rent. If you can convince your landlord this is not a risk with you a lot of times they will decrease the deposit amount. · I recommend doing your property shopping around the middle of the month. If you find a place and are ready to write a check and move in immediately a lot of times the private owner will give you the duration of the month free. You can get up to two weeks of free rent his way. If you have bad credit: To a professional property management company, bad credit is usually a deal breaker, especially at a high end property. When dealing with a private owner this is not always the case. When it comes to bad credit history, honesty is the best policy, in todays economic environment very few people have spotless credit. To counter balance your bad credit history, emphasize your stability of income and current employment. A private owner is always going to be concerned that their tenant can afford their rent (especially if you dont have good credit). Preempt this concern by bringing proof of your income (bank statements, pay stubs, etc) to the property tour to show them, a lot of times they wont even look at it but that fact that you thought to bring it makes you seem very responsible. You may even want to pull your credit online before your tour, print it out and bring it to the tour. This saves your future landlord the time and expense of running your credit and background report.



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