Published at Thursday, February 14th, 2019 - 06:33:00 AM. Apartment. By .
What Do Apartments in Dallas Check For When They Run Your Application? : Apartments in each state and, even in each city within the same state, have their own different qualification procedures when reviewing the application of a potential new renter. Take the state of Texas as an example. The largest metropolitan areas in this state with the highest concentration of apartment communities are Dallas, San Antonio and Houston. There are thousands of various apartment complexes in each of these cities. You would think they would have the same requirements for approval when running an Application for a new renter since they are all located within the same state of Texas. However, Dallas has very unique requirements that are different from Houston and San Antonio as well as different from other cities and other states. Apartments in the illustrious city of Dallas check four (4) major areas in order to approve your Application: criminal background, income/job, rental history, and credit. It is the combination of these specific 4 areas that make Dallas requirements unique as a city, as well as how lenient or strict they are within each of the 4 areas. For instance, In Houston, located only 239 miles away from Dallas, there are some apartments that consider your debt and your debt to income ratios as well as Social Security fraud history, when checking your Application. These are items that are never checked by Dallas apartments when they run your Application. Also, Dallas is more lenient than Houston when doing a criminal background check when it comes to fraud and financial crimes. Several apartments in Dallas will still work with you if you have a misdemeanor or felony in those categories, whereas in Houston these two areas are almost always causes for denial of your application. As another example of how unique Dallas qualification requirements are, consider how Dallas differs from another major city, San Antonio. In the city of Dallas, apartments do not check how long you have worked at a particular job. The length of your employment history is not a consideration. As long as you HAVE employment and income that can be verified, most apartments will approve your application. In fact, you can have a brand new job, or even be transferring here to Dallas from another location, and all you need is a Hire Letter from the new employee showing your start date and your rate of pay. This is different from San Antonio. Most apartments in San Antonio want to see at least 6 months of employment history. So, as you can see, Dallas has unique requirements that they check for when running an apartment application. Here are the specific requirements that Dallas apartments look for in more detail: 1. The first area that the best Apartments in Dallas check is your income qualifications. They almost always require that you earn three (3) times whatever your rent amount is. Other cities and states may require that you earn 2.5 times, or even 3.5 times the rent amount, but almost all properties across the board in Dallas check to see that you earn 3 times minimum. For example, if your rent is $1000, they want to see proof that you earn at least $3000 a month. You can provide this proof of income in the form of paycheck stubs. If you are self employed, you can provide bank statements and the most recent years tax statements. If you are new moving into the Dallas area and have been transferred from your job, or you are just starting a brand new job, you can provide a letter from your employer on company letterhead from the HR department or the hiring manager. The letter should state that you are being relocated and what your income will be. Many cities, such as Houston and San Antonio, check to see how long you have worked for a particular employer, and therefore will not accept a New Hire Letter. Dallas does not do this. As long as you have the Hire Letter, you can be accepted with a brand new job. More than likely, however, the new apartments will call the company and ask for verbal verification of the letter, and it must be signed by someone with authority, such as the Hiring Manager. They may or may not ask for the letter to be notarized. What kind of income will the Dallas apartments consider? In addition to income from a business you own or from employment, you can also include funds that you receive as child support, disability, retirement, investments, etc. Any and all income that is legal and is provable will be considered. What if you are retired and do not have income? Some areas would require you to move to a retirement community or senior facility. But most apartments in Dallas are flexible in this regard. They will just require a copy of your bank statements to verify that you have enough funds to cover the cost of the rent for each month of the lease. For example, if your rent is $1000 a month, and you sign a 12 month lease, they will check to see if you at least have $12,000 in savings. They will also consider any Social Security money that you receive as monthly income. And if all else fails, they will accept a co-signer. Because Dallas is flexible in working with retired individuals, many enjoy the freedom and dignity of renting their own apartment without having to move into a retirement home for seniors. Perhaps this is one of the reasons that Money Magazine voted Dallas as one of the best places to retire in 2006 and 2007. 2. The second area that the best apartments in Dallas always check is your past rental history. They want to know if you have ever broken a lease or been evicted. They will check with the current apartments you are living in now, even if they are in another state, to verify that you are leaving on good terms. It may be tempting to try to stretch the truth and hide the fact that you owe past apartments money, but resist the urge. The credit check that they pull on you will reveal any debts that you owe to past properties. In Dallas, any past debts to properties that are still unpaid, even if they are many years ago, will mean an automatic denial if it shows up on your credit. The Manager does not have control over making the final decision in this regard. This is because most apartments in Dallas are managed by large Property Management Companies who make all the corporate decisions for their properties. They set the rules, and the rule is always to check for any property debts and automatically deny an application if such a debt appears. Other cities with a higher percentage of privately owned small apartment communities, such as San Antonio or Houston, may be more flexible in this regard since they maintain more control over who they accept or deny and the Manager may be allowed to make the final ruling. What can you do if you do owe a past apartment community and you are searching for an apartment in the Dallas area? Well, it all depends upon whether or not it shows up on your credit report. If you arent sure if it shows up on your credit, you might first pull your own free credit report and look to see if it is there. Make sure to pull the credit from all three reporting agencies since you arent sure which one the apartments will use. If the incident is mentioned nowhere on your credit, then you may choose not to bring up the past, especially if you have had good rental history SINCE that occurrence. If it does show up on your credit, then you will not get approved at any apartment complex in Dallas. Your only option is to go back to that prior property that you owe funds to and pay them off. Be sure to receive a receipt or letter that shows your debt is paid in full so you can present this letter to the new Dallas apartments. Even with the receipt or letter, not every property in Dallas will work with you. A skilled Dallas Apartment Locator will be of great assistance in guiding you to the properties that are a little more lenient in this regard. 3. The third area that the Dallas Best Apartments check is your credit. As we mentioned above, they are mainly looking to see if you owe any past apartments money. However, Dallas is unique because they also will check to see if you owe past utility bills, mainly the electric company. The reason they check this is because you will not be able to turn on your electricity at the new apartment if you still owe the utility company money. So you will have to pay off any debts to the electric company prior to filling out the apartment application. In fact, some Dallas apartments even require you to call the power company and schedule the date for them to turn on the electricity to your new apartment, and get a confirmation number to prove it is scheduled, before they will give the final approval to your Application. Apartments in other cities are not as strict in this area as Dallas. Another item they will look for on your credit, besides just past apartment debts and utility debts are housing debts. Perhaps you use to own your own home, and now you are moving into an apartment. The apartments will check to see your payment history with the mortgage company and will look for property debts and foreclosures. If a foreclosure shows up, then they may not be able to work with you. It depends on how many years ago the incident happened. An Apartment Locator familiar with Dallas apartments will be in the best position to assist you. 4. The last area that apartments in Dallas always check is your criminal background. Although most cities and states run background checks on applicants, each city is different in how they react to the findings. Dallas apartments run a background check that goes back indefinitely. It will show any past misdemeanors or felonies that you have ever received in your entire life. It doesnt matter if the occurrence happened 30 years ago. It will still show up. Most apartments in Dallas automatically will decline your application if any felony shows up. However, they can be flexible in a few areas where other cities are not. For example, if the felony or misdemeanor is for something that does not involve harm to another human and does not involve theft, approximately 10% of the Dallas apartments will work with you. Some examples of misdemeanors or felonies that SOME properties may be more flexible with are: check writing fraud, drinking while driving, possession of marijuana, etc. Other cities are not flexible enough to consider any exceptions and will deny an application for any crime, regardless of its nature. If you have a non-violent glitch on your background criminal record, you need a qualified Apartment Locator in Dallas who has knowledge of second chance properties to assist you in finding the 10% who might work with your situation. If your particular offense is not one that any apartment property in Dallas will accept, then the Locator will let you know. In that case, your best bet is to find a privately owned house that is for rent by the owner. These can be found in the newspaper. Do not apply for a rent house that is represented by a Real Estate Agent, or they will have the same background check that the apartments have, and you will run into the same problem. Only rent houses that are for lease by the owner offer more flexibility.
Free Move Apartment Locating Companies - Know the Truth! We all are attracted to the word free, and the idea that we are getting something for nothing. There are many legitimate free offerings available to consumers in a wide variety of settings. For instance, Apartment Locators truly do offer a valuable service to all renters who are searching for an apartment, and the service is completely free to the renter, saving them countless hours driving around visiting thousands of properties, and very probably missing out on the best deals and the best apartments. However, there are also many companies who use the word free to lure in customers, and then they may or may not actually deliver the product or service that they initially promised. They get past this deception by writing so many loopholes into the fine print of their advertisement that they can always excuse their lack of delivery. So caution is always in order when you are trusting any company who promises to give you something important for free. Moving is a very stressful time for many. Often there are deadlines to be out of your current apartment by a certain time. There are items to sort and boxes to pack, and to pack carefully to avoid anything from being broken. Then there is the careful loading and the careful unloading and the unpacking and placing and sorting. You have to allow time to clean the old apartment before you turn in the keys, and you have to be sure you are stopping by the new apartment during business hours so you can obtain the keys to your new home. You have utilities to disconnect and new utilities to connect. A lot is happening at once, and there always is the concern that perhaps you have forgotten something important. You already arranged your schedule to have the day free for moving. You got all your affairs in order, and now you are just waiting for the moving company to arrive. The LAST thing that you need is a glitch over some small detail in fine print that causes your moving company to not show up and deliver that free move that you were counting on and planning for. That is exactly what happened to a friend of mine very recently. She used one of those apartment locating companies in the Dallas, TX area that supposedly offered a free move. I wont mention names here, but it is a well known company. Anyway, she gets home from work and has all of her items packed and ready to go. Its a Friday evening, and she has had the move scheduled with the movers for weeks. She has to be OUT of her apartment by midnight THAT night. They are suppose to come at 7:00 pm, so there is a bit of a time crunch but thats the only time the movers had available. They finally show up, take a look at her small 1 bedroom apartment and tell her The free move only covers 2 hours worth of free moving. It looks like you have more items than we can move in 2 hours (fine print), and they leave!!!! My friend is panicking. She is a single lady who lives all by herself and has to be out of her apartment in just a few hours. If she lives in a small 1 bedroom and had too many items for them to move, it makes me wonder exactly who they COULD move?? Anyway, my friend calls me at 8:00 desperate and crying. I rally up our other friends and we manage to find a U Haul place that was still open and rent a truck. We all go over and move her that same evening. She got out of her apartment in time, and she got a free move all right, but it wasnt from the company who promised her the move. She did everything she was suppose to do, wrote their name on the Leasing Application as the Locating Company who referred her to the new apartments, and THEY GOT PAID FOR THE REFERRAL, yet they did NOT deliver the move that they promised. It turns out that many of these free move companies have fine print that limits how long they will give you for the move. And what happens if the move happens to go over that time. Do they just leave? Evidently. Or, if they look over your items and feel the job might take longer than the allowed time, they may not even START the move. Another thing to beware of in the fine print....not only may there be limits to the time they will allow, but they often limit the types of items and the number of items they will move. For instance, if you have a one bedroom, they sometimes have a very specific list of the only items they will move. For example: 1 couch, 1 coffee table, one dining room table, 4 dining chairs, a bed, a dresser, a nightstand, 2 lamps, a few boxes (they often will only agree to move a small number of boxes) and many times that is it!! If you have a 2 bedroom, they may increase the list by adding another bed and dresser. But what if you happen to have an item that is not on their list.....such as a desk, or a curio cabinet, or a piano, or an aquarium, or a chest of drawers or an extra table or a loveseat, or a recliner, or a few more boxes than they allow? Do not be surprised if they leave all items behind that are not on their restrictive list, and you are just stuck figuring out what to do with them yourself. If its enough items, or items that are large enough, you may end up having to rent a truck or UHaul anyway, or call friends who can come help you. Another friend of mine recently told me that something similar happened to him that happened to my first friend. He was using one of those apartment locating companies that offer a free move. He said they were calling him every day while he was looking for the apartment, trying hard to convince him to move into one of the few places they had recommended. Each day they called to check if he picked a place yet and if he put their name on the Leasing Application of any apartments yet. Finally he did pick a place, and he did put there name there as the Locator who referred him. AFter that, an interesting thing happened. He could never get ahold of anyone at the apartment locating company again! Once they found out he picked a place and wrote them down (their check was guaranteed), they never called him after that. They wouldnt return his calls and he couldnt find a real live human in the company to speak with in order to schedule his free move. He ended up having to hire another moving company in the end. The free move locating company got paid their money and they never delivered the free move. How are the free move locating companies different from all the other Apartment Locating Companies? Well, there are some definite differences that you should be aware of. First of all, lets establish the fact that most Apartment Locating companies do not need to offer a free move to lure in customers. It has been shown that their superb customer service and the expertise they offer will save the average renter $500-$700.....which is much more valuable than the cost of a 2 hour move. Plus, they truly help you find the BEST and most awesome apartment home. Another clear difference is this: Not all of the apartment communities out there will work with the free move locating companies. In fact, many of them will not. This is because of a combination of reasons. For one, some of these free move companies do not have the best reputation. Secondly, some of the apartments do not feel that they actually earned the commission that they are wanting the apartments to pay them. Some of those free move companies simply have a website where you log on and search for yourself. They only will show you information on the limited number of properties that will actually work with them and pay them. Once you pick a place, you log on again to the website and tell them which one you picked and then the computer is suppose to schedule the move. Not all of the companies are identical, but this is the procedure for some. A real human is not even actively involved in helping you with your search in many cases. Many of the apartments feel that just putting a website online alone does not merit earning a commission. Anyone can have a website. In fact, the apartments already have their own website. Although there is nothing wrong with a Locating Company having a website (in fact, all of them do), the problem arises when the locator ONLY communicates through their website and are predominantly a dot.com business. The apartment complexes dont want to pay a dot.com for setting up a website and then only delivering what they promises part of the time. They want to pay Apartment Locators who have a brick and mortar office, who have actual live Agents who work there and who deal one-on-one with the potential renters, assisting them to find their new rental home with customized, individual lists of apartment information. Many times these Locators even escort their clients to the properties. If the client has a unique situation, the Locator can tell them which properties are most likely to work their their particular circumstances. They know who has the best specials out there, or who has the specific amenities that the renter is seeking. The renter can actually call their Locator and speak to them and ask questions and develop a working relationship. What is the disadvantage for YOU, the prospective renter, when not all the apartments will work with the move free locating companies? The problem arises in that the move free companies are only going to recommend to you the particular apartments that happen to work with them. This means that you may not find out about the property who is actually the one that matches exactly what you want and has the best special. They will only display information for the properties who will pay them. When you work with a traditional Apartment Locator who works with ALL the properties in the City, you can be confident that you are getting the whole picture and will honestly be told about all the properties who have the best specials. This is a distinct advantage that real brick and mortar Apartment Locators have over the so-called free move locators. Most traditional Apartment Locators work with All the reputable apartment and townhome communities. It doesnt matter to them which one you pick in the end as long as you are happy, because ALL of them will pay the Locator and work with the Agent. They have no need to try to steer you to one particular property over another. Their job is to recommend who has the best deal and seems to be the best match for you. So, go with the Locating Company that is going to give you the best long term deal and the home that you will be the most happy with. These type of Companies should have years of experience and contracts with almost ALL the apartment communities in your area of interest. For instance, in the Dallas Fort Worth area of Texas (DFW), there are over 3000 apartment communities. Apartment Locators in this area should have brick and mortar locations with multiple Locators onsite who are all Licensed Real Estate Agents, and familiar with DFW. Listen to these comments made by a local DFW Locator: I give my cell phone number to each client because I want them to be able to reach me any time they need my assistance. Ive even had them call me while they were sitting in the chair at the leasing office at one of the apartments I referred them to, to ask me a question. I truly am their advocate, an expert on their side to make finding their new apartment as quick and easy and successful as possible. I work with them all the way through their move and have even assisted many people who were relocating from other states and were not able to come here in person to DFW to see the properties first. They relied on me to be their eyes and ears and select the best property for them and arrange all the paperwork so that their new place was ready and waiting when they arrived. Try getting THAT kind of service from a free move company website.
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